Understanding Funeral Costs: Budgeting and Financial Consideration

Kiwi Owned & Locally Based

When planning for your funeral, it’s essential to think about who will be paying for all the funeral costs. These costs could be covered from a personal savings account, or a pre-paid funeral plan, a funeral trust or even funeral insurance.

If you or your loved ones aren’t prepared financially for a funeral, then you might be able to receive government assistance via Work and Income’s Hardship Assistance and Urgent Costs.

The average cost of a funeral in New Zealand can be as high as tens of thousands. Despite this, no two funeral services will cost exactly the same. Only 5% of New Zealanders have actually pre-planned their funeral services, which means that the majority of New Zealanders find themselves having to plan for their loved one’s funeral.

The final cost of your funeral will depend on a variety of choices you make for the service such as the choice of casket, type of flowers, venue fees, catering costs, number of attendees and transportation method of the deceased.

Bear in mind that burials tend to be more expensive than cremations, although you aren’t required to arrange and pay for a headstone immediately. Many families and loved ones choose to wait around six months after the burial to spread out the cost.

The price for funeral home services usually covers the costs of filing the necessary paperwork, coordinating with the cemetery, communicating with vendors, preparing obituaries, and providing vehicles.

Whilst funerals can be expensive, there are decisions you can make to help reduce the costs, especially if you keep things simple. For example, focus on keeping optional arrangements to a minimum such as flowers, where you don’t need to overdo it. In addition, caskets can be pricey, costing several thousand dollars, so consider looking around for cheaper options.

Here at Bay Cremation Care, we understand that worrying about funeral costs is the last thing you want to have on your mind while grieving a loved one. That is why we are committed to offering affordable funeral services, including fixed-price farewells, designed to allow you to focus on arranging the perfect final farewell.

Why Trust Bay Cremation Care Regarding A Funeral In Tauranga?

Whether you are planning a funeral in Tauranga for yourself or a loved one, you deserve to know that you are working with someone will go out of their way to help you create a deeply affirming celebration of life.